{"id":4358,"date":"2019-01-23T11:07:14","date_gmt":"2019-01-23T10:07:14","guid":{"rendered":"https:\/\/www.microingranaggi.it\/?p=4358"},"modified":"2019-01-23T11:07:14","modified_gmt":"2019-01-23T10:07:14","slug":"the-2018-of-microingranaggi-involving-financing-and-investments","status":"publish","type":"post","link":"https:\/\/microjournal.microingranaggi.it\/en\/the-2018-of-microingranaggi-involving-financing-and-investments\/","title":{"rendered":"The 2018 of MICROingranaggi involving financing and investments"},"content":{"rendered":"

And here we are, once again, at the last post of the year.
\nBefore wishing you all\u00a0happy holidays and a peaceful 2019<\/strong>,\u00a0I wanted to look back and have a quick reflection on what 2018 was about, especially in terms of financing and concessions.<\/p>\n

This year, in fact,\u00a0MICROingranaggi<\/strong>\u00a0received the ok for the so-called\u00a0Al Via call<\/strong> for proposals<\/strong>, an initiative launched by the Lombardy Region, aimed at supporting investments by SMEs in order to relaunch the production system of our country.\u00a0In practice it was the granting of a medium-long term loan intended – in fact – for the most virtuous Lombard companies who would be investing in advanced technologies (regardless of financing), with a view to offering them a sort of incentive.
\nThis logic has substantially rewarded few companies, cutting out all those enterprises that would have used these resources to finance their structure in distress (which unfortunately we see happen quite a lot).<\/p>\n

The Al Via call for proposals was therefore a tailor-made initiative for a company such as MICROingranaggi, because all the investments subject to financing had already been planned and determined economically.
\nThe experience<\/strong>\u00a0– in general – has in fact been positive<\/strong>,\u00a0though<\/strong>\u00a0– and this I must admit –\u00a0quite<\/strong> challenging<\/strong>\u00a0because it required a great deal of time and energy\u00a0in the first place\u00a0 to gather all the necessary documentation and then to follow the procedure.<\/p>\n

While, on the one hand, it is not easy to access subsidies and financing (and here I refer, for example, to tax relief such as hyper-depreciation or the granting of loans by the State and the Regions) due to the requirements of a certain level, on the other hand, once approval has been received from those in authority, it is also difficult to manage its implementation.<\/h2>\n

And this – in my opinion – should be budgeted a priori, to avoid finding yourself in situations that are unpleasant and difficult to manage along the way.<\/h2>\n

In our specific case, for example, due to a contingency not dependent on us, we suffered a\u00a0delay<\/strong>\u00a0in the actual\u00a0disbursement of funds<\/strong>.\u00a0An unforeseen matter that resulted in us tapping into our corporate liquidity to\u00a0pay the first part\u00a0of the investments.
\nBut what would have happened if we had not had liquidity?\u00a0We would have had to have asked for a bank loan to carry on the investment.\u00a0A loan on which – as you can well imagine – we would have paid interest.\u00a0 Interest that would certainly have had a big impact in the overall budget of the entire operation.<\/p>\n

Fortunately for MICROingranaggi<\/strong> the situation has resolved in the best way possible and, therefore, I feel obliged to thank personally and on behalf of the whole company Mr. Stefano Gernone of the EIS group (European International Services Srl)<\/a> of Segrate and Mr. Manola Perucconi, head of API’s financial services<\/a>, as well as – more in general – the Buccinasco branch of Monte dei Paschi di Siena<\/a>. It was in fact also thanks to the availability and tenacity of these persons that we managed to achieve the goals we had set ourselves.<\/p>\n

All that remains is for me to wish everyone happy holidays!<\/h2>\n","protected":false},"excerpt":{"rendered":"

And here we are, once again, at the last post of the year. Before wishing you all\u00a0happy holidays and a peaceful 2019,\u00a0I wanted to look back and have a quick reflection on what 2018 was about, especially in terms of financing and concessions. This year, in fact,\u00a0MICROingranaggi\u00a0received the ok for the so-called\u00a0Al Via call for […]<\/p>\n","protected":false},"author":3,"featured_media":4341,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[32,384],"tags":[],"class_list":["post-4358","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dicono-dal-settore","category-micronews-en"],"acf":[],"yoast_head":"\nThe 2018 of MICROingranaggi involving financing and investments<\/title>\n<meta name=\"description\" content=\"The 2018 of MICROingranaggi involving financing and investments. 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